Total monthly cost of ownership
Cost to Own a Home in Rossville, Tennessee
A $460,000 home here costs
$3,284per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,365. The real number is $920 higher every month — 39% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Rossville against Fayette County and Tennessee
| Measure | Rossville | Fayette County |
|---|---|---|
| Median home value | $459,800 | $316,000 |
| Median property tax | $1,732 | $1,092 |
| Effective tax rate | 0.377% | 0.346% |
| Median gross rent | — | $883 |
| Population | 1,173 | 42,653 |
The weather behind that power bill
Rossville sits in Fayette County, which averages a high of 90.4°F in its hottest month and a low of 29.9°F in its coldest, with 54.87" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,871 cooling and 3,227 heating degree days, which is what sets the $130 electricity line above.
See the full climate breakdown for Fayette County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Fayette County
Full Fayette County cost breakdown · Every county in Tennessee
Common questions
How much does it cost to own a home in Rossville?
A $460,000 home in Rossville, Tennessee costs approximately $3,284 per month with 20% down at 6.66%. That is $2,365 principal and interest, $145 property tax, $194 homeowners insurance, $198 utilities and $383 set aside for maintenance.
What is the property tax rate in Rossville?
Rossville has an effective property tax rate of 0.377%, based on a median home value of $459,800 and median real estate taxes of $1,732. That is higher than the Fayette County average of 0.346%.
What is the average home price in Rossville?
The median owner-occupied home value in Rossville, Tennessee is $459,800, against $316,000 across Fayette County.
Is it cheaper to rent or buy in Rossville?
Rent data is not published for Rossville at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Rossville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Tennessee.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.