Total monthly cost of ownership
Cost to Own a Home in Rossville, Indiana
A $177,000 home here costs
$1,465per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $910. The real number is $555 higher every month — 61% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Rossville against Clinton County and Indiana
| Measure | Rossville | Clinton County |
|---|---|---|
| Median home value | $177,200 | $157,300 |
| Median property tax | $1,207 | $979 |
| Effective tax rate | 0.681% | 0.622% |
| Median gross rent | $1,017 | $915 |
| Population | 1,601 | 32,967 |
The weather behind that power bill
Rossville sits in Clinton County, which averages a high of 83.5°F in its hottest month and a low of 18.7°F in its coldest, with 43.27" of precipitation a year and 33% of it in a single three-month stretch. That climate drives 900 cooling and 5,718 heating degree days, which is what sets the $163 electricity line above.
See the full climate breakdown for Clinton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Clinton County
Full Clinton County cost breakdown · Every county in Indiana
Common questions
How much does it cost to own a home in Rossville?
A $177,000 home in Rossville, Indiana costs approximately $1,465 per month with 20% down at 6.66%. That is $910 principal and interest, $100 property tax, $76 homeowners insurance, $231 utilities and $148 set aside for maintenance.
What is the property tax rate in Rossville?
Rossville has an effective property tax rate of 0.681%, based on a median home value of $177,200 and median real estate taxes of $1,207. That is higher than the Clinton County average of 0.622%.
What is the average home price in Rossville?
The median owner-occupied home value in Rossville, Indiana is $177,200, against $157,300 across Clinton County.
Is it cheaper to rent or buy in Rossville?
Median gross rent in Rossville is $1,017 a month, against $1,465 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Rossville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Indiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.