Total monthly cost of ownership
Cost to Own a Home in Rossville, Georgia
A $114,000 home here costs
$1,007per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $586. The real number is $421 higher every month — 72% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Rossville against Walker County and Georgia
| Measure | Rossville | Walker County |
|---|---|---|
| Median home value | $114,300 | $173,900 |
| Median property tax | $790 | $1,353 |
| Effective tax rate | 0.691% | 0.778% |
| Median gross rent | $958 | $867 |
| Population | 3,981 | 68,449 |
The weather behind that power bill
Rossville sits in Walker County, which averages a high of 88.9°F in its hottest month and a low of 32.9°F in its coldest, with 57" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,733 cooling and 3,080 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Walker County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Walker County
Common questions
How much does it cost to own a home in Rossville?
A $114,000 home in Rossville, Georgia costs approximately $1,007 per month with 20% down at 6.66%. That is $586 principal and interest, $66 property tax, $49 homeowners insurance, $210 utilities and $95 set aside for maintenance.
What is the property tax rate in Rossville?
Rossville has an effective property tax rate of 0.691%, based on a median home value of $114,300 and median real estate taxes of $790. That is lower than the Walker County average of 0.778%.
What is the average home price in Rossville?
The median owner-occupied home value in Rossville, Georgia is $114,300, against $173,900 across Walker County.
Is it cheaper to rent or buy in Rossville?
Median gross rent in Rossville is $958 a month, against $1,007 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Rossville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.