Total monthly cost of ownership
Cost to Own a Home in Rosedale, Mississippi
A $101,000 home here costs
$925per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $519. The real number is $406 higher every month — 78% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Rosedale against Bolivar County and Mississippi
| Measure | Rosedale | Bolivar County |
|---|---|---|
| Median home value | $100,800 | $123,600 |
| Median property tax | $199 | $961 |
| Effective tax rate | 0.197% | 0.778% |
| Median gross rent | $343 | $671 |
| Population | 1,871 | 30,163 |
The weather behind that power bill
Rosedale sits in Bolivar County, which averages a high of 93.1°F in its hottest month and a low of 33.2°F in its coldest, with 59.29" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,334 cooling and 2,824 heating degree days, which is what sets the $145 electricity line above.
See the full climate breakdown for Bolivar County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Bolivar County
Full Bolivar County cost breakdown · Every county in Mississippi
Common questions
How much does it cost to own a home in Rosedale?
A $101,000 home in Rosedale, Mississippi costs approximately $925 per month with 20% down at 6.66%. That is $519 principal and interest, $17 property tax, $91 homeowners insurance, $213 utilities and $84 set aside for maintenance.
What is the property tax rate in Rosedale?
Rosedale has an effective property tax rate of 0.197%, based on a median home value of $100,800 and median real estate taxes of $199. That is lower than the Bolivar County average of 0.778%.
What is the average home price in Rosedale?
The median owner-occupied home value in Rosedale, Mississippi is $100,800, against $123,600 across Bolivar County.
Is it cheaper to rent or buy in Rosedale?
Median gross rent in Rosedale is $343 a month, against $925 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Rosedale — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Mississippi.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.