Total monthly cost of ownership
Cost to Own a Home in Rosebud, Texas
A $83,000 home here costs
$912per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $427. The real number is $485 higher every month — 114% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Rosebud against Falls County and Texas
| Measure | Rosebud | Falls County |
|---|---|---|
| Median home value | $83,000 | $97,300 |
| Median property tax | $1,742 | $1,429 |
| Effective tax rate | 2.099% | 1.469% |
| Median gross rent | $593 | $747 |
| Population | 1,077 | 17,063 |
The weather behind that power bill
Rosebud sits in Falls County, which averages a high of 95.5°F in its hottest month and a low of 33.5°F in its coldest, with 39.1" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,429 cooling and 2,295 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Falls County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Falls County
Common questions
How much does it cost to own a home in Rosebud?
A $83,000 home in Rosebud, Texas costs approximately $912 per month with 20% down at 6.66%. That is $427 principal and interest, $145 property tax, $55 homeowners insurance, $216 utilities and $69 set aside for maintenance.
What is the property tax rate in Rosebud?
Rosebud has an effective property tax rate of 2.099%, based on a median home value of $83,000 and median real estate taxes of $1,742. That is higher than the Falls County average of 1.469%.
What is the average home price in Rosebud?
The median owner-occupied home value in Rosebud, Texas is $83,000, against $97,300 across Falls County.
Is it cheaper to rent or buy in Rosebud?
Median gross rent in Rosebud is $593 a month, against $912 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Rosebud — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.