Total monthly cost of ownership
Cost to Own a Home in Roseboro, North Carolina
A $111,000 home here costs
$990per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $571. The real number is $420 higher every month — 74% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Roseboro against Sampson County and North Carolina
| Measure | Roseboro | Sampson County |
|---|---|---|
| Median home value | $110,500 | $128,400 |
| Median property tax | $994 | $1,051 |
| Effective tax rate | 0.900% | 0.819% |
| Median gross rent | $725 | $811 |
| Population | 1,007 | 59,245 |
The weather behind that power bill
Roseboro sits in Sampson County, which averages a high of 89.5°F in its hottest month and a low of 32.1°F in its coldest, with 51.01" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 1,778 cooling and 3,022 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Sampson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sampson County
Full Sampson County cost breakdown · Every county in North Carolina
Common questions
How much does it cost to own a home in Roseboro?
A $111,000 home in Roseboro, North Carolina costs approximately $990 per month with 20% down at 6.66%. That is $571 principal and interest, $83 property tax, $40 homeowners insurance, $204 utilities and $93 set aside for maintenance.
What is the property tax rate in Roseboro?
Roseboro has an effective property tax rate of 0.900%, based on a median home value of $110,500 and median real estate taxes of $994. That is higher than the Sampson County average of 0.819%.
What is the average home price in Roseboro?
The median owner-occupied home value in Roseboro, North Carolina is $110,500, against $128,400 across Sampson County.
Is it cheaper to rent or buy in Roseboro?
Median gross rent in Roseboro is $725 a month, against $990 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Roseboro — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for North Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.