Total monthly cost of ownership
Cost to Own a Home in Rosanky, Texas
A $294,000 home here costs
$2,472per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,511. The real number is $960 higher every month — 64% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Rosanky against Bastrop County and Texas
| Measure | Rosanky | Bastrop County |
|---|---|---|
| Median home value | $293,900 | $269,500 |
| Median property tax | $3,655 | $4,077 |
| Effective tax rate | 1.244% | 1.513% |
| Median gross rent | — | $1,342 |
| Population | 1,609 | 102,370 |
The weather behind that power bill
Rosanky sits in Bastrop County, which averages a high of 97.0°F in its hottest month and a low of 38.6°F in its coldest, with 37.12" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,999 cooling and 1,691 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Bastrop County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Bastrop County
Common questions
How much does it cost to own a home in Rosanky?
A $294,000 home in Rosanky, Texas costs approximately $2,472 per month with 20% down at 6.66%. That is $1,511 principal and interest, $305 property tax, $195 homeowners insurance, $216 utilities and $245 set aside for maintenance.
What is the property tax rate in Rosanky?
Rosanky has an effective property tax rate of 1.244%, based on a median home value of $293,900 and median real estate taxes of $3,655. That is lower than the Bastrop County average of 1.513%.
What is the average home price in Rosanky?
The median owner-occupied home value in Rosanky, Texas is $293,900, against $269,500 across Bastrop County.
Is it cheaper to rent or buy in Rosanky?
Rent data is not published for Rosanky at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Rosanky — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.