Total monthly cost of ownership
Cost to Own a Home in Roodhouse, Illinois
A $70,000 home here costs
$781per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $33,500 a year.
A standard mortgage calculator would have told you $382. The real number is $400 higher every month, 105% more than the payment most buyers budget for.
Compare Greene County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Roodhouse from a five-year rolling sample, and with about 1,662 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Greene County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Roodhouse against Greene County and Illinois
| Measure | Roodhouse | Greene County |
|---|---|---|
| Median home value | $70,300 | $94,400 |
| Median property tax | $1,349 | $1,564 |
| Effective tax rate | 1.919% | 1.657% |
| Median gross rent | $703 | $800 |
| Population | 1,662 | 11,837 |
The weather behind that power bill
Roodhouse sits in Greene County, which averages a high of 85.6°F in its hottest month and a low of 18.4°F in its coldest, with 39.58" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 1,107 cooling and 5,477 heating degree days, which is what sets the $134 electricity line above.
See the full climate breakdown for Greene County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Greene County
Full Greene County cost breakdown · Every county in Illinois
Talk to someone who works this market
These are Roodhouse averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Roodhouse every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Roodhouse I already own here and may sell
Common questions
How much does it cost to own a home in Roodhouse?
A $70,000 home in Roodhouse, Illinois costs approximately $781 per month with 20% down at 7.24%. That is $382 principal and interest, $112 property tax, $27 homeowners insurance, $202 utilities and $58 set aside for maintenance.
What is the property tax rate in Roodhouse?
Roodhouse has an effective property tax rate of 1.919%, based on a median home value of $70,300 and median real estate taxes of $1,349. That is higher than the Greene County average of 1.657%.
What is the average home price in Roodhouse?
The median owner-occupied home value in Roodhouse, Illinois is $70,300, against $94,400 across Greene County.
Is it cheaper to rent or buy in Roodhouse?
Median gross rent in Roodhouse is $703 a month, against $781 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Roodhouse?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Roodhouse, Illinois at today's rate takes a household income of roughly $33,500 a year. That covers the full $781 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Roodhouse, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Illinois.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.