Cost to Own
United StatesNew JerseyBurlington CountyRoebling Population 3,591 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Roebling, New Jersey

A $186,000 home here costs

$1,828

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $956. The real number is $872 higher every month — 91% more than the payment most buyers budget for.

Roebling median: $185,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $148,800 borrowed $956
Property tax2.544% effective rate for Roebling itself $394
Homeowners insuranceNew Jersey averages $1,309/yr (NAIC), or 0.294% of home value $46
Electricity23.27¢/kWh — New Jersey residential average, EIA $209
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $155
Total monthly $1,828

Roebling against Burlington County and New Jersey

MeasureRoeblingBurlington County
Median home value$185,500$326,700
Median property tax$4,720$7,902
Effective tax rate2.544%2.419%
Median gross rent$1,835$1,669
Population3,591464,226

The weather behind that power bill

Roebling sits in Burlington County, which averages a high of 87.0°F in its hottest month and a low of 24.6°F in its coldest, with 42.79" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,074 cooling and 4,880 heating degree days, which is what sets the $209 electricity line above.

See the full climate breakdown for Burlington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Burlington County

Full Burlington County cost breakdown · Every county in New Jersey

Common questions

How much does it cost to own a home in Roebling?

A $186,000 home in Roebling, New Jersey costs approximately $1,828 per month with 20% down at 6.66%. That is $956 principal and interest, $394 property tax, $46 homeowners insurance, $277 utilities and $155 set aside for maintenance.

What is the property tax rate in Roebling?

Roebling has an effective property tax rate of 2.544%, based on a median home value of $185,500 and median real estate taxes of $4,720. That is higher than the Burlington County average of 2.419%.

What is the average home price in Roebling?

The median owner-occupied home value in Roebling, New Jersey is $185,500, against $326,700 across Burlington County.

Is it cheaper to rent or buy in Roebling?

Median gross rent in Roebling is $1,835 a month, against $1,828 to own the median home all in. Owning costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Roebling — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for New Jersey.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology