Total monthly cost of ownership
Cost to Own a Home in Rochelle, Georgia
A $81,000 home here costs
$833per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $416. The real number is $417 higher every month — 100% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Rochelle against Wilcox County and Georgia
| Measure | Rochelle | Wilcox County |
|---|---|---|
| Median home value | $80,900 | $71,200 |
| Median property tax | $1,245 | $753 |
| Effective tax rate | 1.539% | 1.058% |
| Median gross rent | $495 | $612 |
| Population | 1,218 | 8,784 |
The weather behind that power bill
Rochelle sits in Wilcox County, which averages a high of 93.0°F in its hottest month and a low of 36.5°F in its coldest, with 50.13" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 2,393 cooling and 2,085 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Wilcox County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Wilcox County
Common questions
How much does it cost to own a home in Rochelle?
A $81,000 home in Rochelle, Georgia costs approximately $833 per month with 20% down at 6.66%. That is $416 principal and interest, $104 property tax, $35 homeowners insurance, $210 utilities and $68 set aside for maintenance.
What is the property tax rate in Rochelle?
Rochelle has an effective property tax rate of 1.539%, based on a median home value of $80,900 and median real estate taxes of $1,245. That is higher than the Wilcox County average of 1.058%.
What is the average home price in Rochelle?
The median owner-occupied home value in Rochelle, Georgia is $80,900, against $71,200 across Wilcox County.
Is it cheaper to rent or buy in Rochelle?
Median gross rent in Rochelle is $495 a month, against $833 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Rochelle — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.