Total monthly cost of ownership
Cost to Own a Home in Robinson, Texas
A $269,000 home here costs
$2,384per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,383. The real number is $1,001 higher every month — 72% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Robinson against McLennan County and Texas
| Measure | Robinson | McLennan County |
|---|---|---|
| Median home value | $269,000 | $219,200 |
| Median property tax | $4,592 | $3,347 |
| Effective tax rate | 1.707% | 1.527% |
| Median gross rent | $1,392 | $1,106 |
| Population | 12,668 | 263,608 |
The weather behind that power bill
Robinson sits in McLennan County, which averages a high of 97.1°F in its hottest month and a low of 35.8°F in its coldest, with 36.4" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 2,868 cooling and 2,080 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for McLennan County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in McLennan County
Common questions
How much does it cost to own a home in Robinson?
A $269,000 home in Robinson, Texas costs approximately $2,384 per month with 20% down at 6.66%. That is $1,383 principal and interest, $383 property tax, $178 homeowners insurance, $216 utilities and $224 set aside for maintenance.
What is the property tax rate in Robinson?
Robinson has an effective property tax rate of 1.707%, based on a median home value of $269,000 and median real estate taxes of $4,592. That is higher than the McLennan County average of 1.527%.
What is the average home price in Robinson?
The median owner-occupied home value in Robinson, Texas is $269,000, against $219,200 across McLennan County.
Is it cheaper to rent or buy in Robinson?
Median gross rent in Robinson is $1,392 a month, against $2,384 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Robinson — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.