Total monthly cost of ownership
Cost to Own a Home in Robinson, Illinois
A $103,000 home here costs
$1,086per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $530. The real number is $556 higher every month — 105% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Robinson against Crawford County and Illinois
| Measure | Robinson | Crawford County |
|---|---|---|
| Median home value | $102,600 | $113,700 |
| Median property tax | $1,763 | $1,769 |
| Effective tax rate | 1.718% | 1.556% |
| Median gross rent | $809 | $761 |
| Population | 7,005 | 18,588 |
The weather behind that power bill
Robinson sits in Crawford County, which averages a high of 87.4°F in its hottest month and a low of 20.1°F in its coldest, with 45.48" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 1,249 cooling and 5,170 heating degree days, which is what sets the $214 electricity line above.
See the full climate breakdown for Crawford County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crawford County
Full Crawford County cost breakdown · Every county in Illinois
Common questions
How much does it cost to own a home in Robinson?
A $103,000 home in Robinson, Illinois costs approximately $1,086 per month with 20% down at 6.66%. That is $530 principal and interest, $147 property tax, $40 homeowners insurance, $282 utilities and $86 set aside for maintenance.
What is the property tax rate in Robinson?
Robinson has an effective property tax rate of 1.718%, based on a median home value of $102,600 and median real estate taxes of $1,763. That is higher than the Crawford County average of 1.556%.
What is the average home price in Robinson?
The median owner-occupied home value in Robinson, Illinois is $102,600, against $113,700 across Crawford County.
Is it cheaper to rent or buy in Robinson?
Median gross rent in Robinson is $809 a month, against $1,086 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Robinson — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Illinois.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.