Total monthly cost of ownership
Cost to Own a Home in Robie Creek, Idaho
A $524,000 home here costs
$3,555per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,694. The real number is $861 higher every month — 32% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Robie Creek against Boise County and Idaho
| Measure | Robie Creek | Boise County |
|---|---|---|
| Median home value | $524,400 | $424,100 |
| Median property tax | $1,719 | $1,571 |
| Effective tax rate | 0.328% | 0.370% |
| Median gross rent | — | $854 |
| Population | 1,240 | 8,045 |
The weather behind that power bill
Robie Creek sits in Boise County, which averages a high of 92.7°F in its hottest month and a low of 25.4°F in its coldest, with 11.51" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 1,045 cooling and 5,321 heating degree days, which is what sets the $111 electricity line above.
See the full climate breakdown for Boise County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Boise County
No other places of this size are published in Boise County.
Common questions
How much does it cost to own a home in Robie Creek?
A $524,000 home in Robie Creek, Idaho costs approximately $3,555 per month with 20% down at 6.66%. That is $2,694 principal and interest, $143 property tax, $102 homeowners insurance, $179 utilities and $437 set aside for maintenance.
What is the property tax rate in Robie Creek?
Robie Creek has an effective property tax rate of 0.328%, based on a median home value of $524,400 and median real estate taxes of $1,719. That is lower than the Boise County average of 0.370%.
What is the average home price in Robie Creek?
The median owner-occupied home value in Robie Creek, Idaho is $524,400, against $424,100 across Boise County.
Is it cheaper to rent or buy in Robie Creek?
Rent data is not published for Robie Creek at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Robie Creek — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Idaho.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.