Total monthly cost of ownership
Cost to Own a Home in Robie Creek, Idaho
A $524,000 home here costs
$3,733per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $160,000 a year.
A standard mortgage calculator would have told you $2,857. The real number is $876 higher every month, 31% more than the payment most buyers budget for.
Compare Boise County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Robie Creek from a five-year rolling sample, and with about 1,240 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Boise County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Robie Creek against Boise County and Idaho
| Measure | Robie Creek | Boise County |
|---|---|---|
| Median home value | $524,400 | $424,100 |
| Median property tax | $1,719 | $1,571 |
| Effective tax rate | 0.328% | 0.370% |
| Median gross rent | — | $854 |
| Population | 1,240 | 8,045 |
The weather behind that power bill
Robie Creek sits in Boise County, which averages a high of 92.7°F in its hottest month and a low of 25.4°F in its coldest, with 11.51" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 1,045 cooling and 5,321 heating degree days, which is what sets the $126 electricity line above.
See the full climate breakdown for Boise County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Boise County
No other places of this size are published in Boise County.
Talk to someone who works this market
These are Robie Creek averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Robie Creek every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Robie Creek I already own here and may sell
Common questions
How much does it cost to own a home in Robie Creek?
A $524,000 home in Robie Creek, Idaho costs approximately $3,733 per month with 20% down at 7.24%. That is $2,857 principal and interest, $143 property tax, $102 homeowners insurance, $194 utilities and $437 set aside for maintenance.
What is the property tax rate in Robie Creek?
Robie Creek has an effective property tax rate of 0.328%, based on a median home value of $524,400 and median real estate taxes of $1,719. That is lower than the Boise County average of 0.370%.
What is the average home price in Robie Creek?
The median owner-occupied home value in Robie Creek, Idaho is $524,400, against $424,100 across Boise County.
Is it cheaper to rent or buy in Robie Creek?
Rent data is not published for Robie Creek at this level of detail.
What salary do you need to buy a home in Robie Creek?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Robie Creek, Idaho at today's rate takes a household income of roughly $160,000 a year. That covers the full $3,733 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Robie Creek, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Idaho.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.