Total monthly cost of ownership
Cost to Own a Home in Roberta, Georgia
A $143,000 home here costs
$1,253per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $735. The real number is $518 higher every month — 70% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Roberta against Crawford County and Georgia
| Measure | Roberta | Crawford County |
|---|---|---|
| Median home value | $143,100 | $144,800 |
| Median property tax | $1,515 | $1,219 |
| Effective tax rate | 1.059% | 0.842% |
| Median gross rent | $650 | $751 |
| Population | 1,235 | 12,183 |
The weather behind that power bill
Roberta sits in Crawford County, which averages a high of 93.5°F in its hottest month and a low of 35.9°F in its coldest, with 46.91" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,326 cooling and 2,146 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Crawford County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crawford County
No other places of this size are published in Crawford County.
Full Crawford County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Roberta?
A $143,000 home in Roberta, Georgia costs approximately $1,253 per month with 20% down at 6.66%. That is $735 principal and interest, $126 property tax, $62 homeowners insurance, $210 utilities and $119 set aside for maintenance.
What is the property tax rate in Roberta?
Roberta has an effective property tax rate of 1.059%, based on a median home value of $143,100 and median real estate taxes of $1,515. That is higher than the Crawford County average of 0.842%.
What is the average home price in Roberta?
The median owner-occupied home value in Roberta, Georgia is $143,100, against $144,800 across Crawford County.
Is it cheaper to rent or buy in Roberta?
Median gross rent in Roberta is $650 a month, against $1,253 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Roberta — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.