Cost to Own
United StatesNorth CarolinaMartin CountyRobersonville Population 1,319 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Robersonville, North Carolina

A $86,000 home here costs

$827

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $442. The real number is $385 higher every month — 87% more than the payment most buyers budget for.

Robersonville median: $85,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $68,800 borrowed $442
Property tax1.097% effective rate for Robersonville itself $79
Homeowners insuranceNorth Carolina averages $1,192/yr (NAIC), or 0.435% of home value $31
Electricity15.09¢/kWh — North Carolina residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $72
Total monthly $827

Robersonville against Martin County and North Carolina

MeasureRobersonvilleMartin County
Median home value$85,900$109,900
Median property tax$942$1,176
Effective tax rate1.097%1.070%
Median gross rent$814$729
Population1,31921,773

The weather behind that power bill

Robersonville sits in Martin County, which averages a high of 88.5°F in its hottest month and a low of 33.1°F in its coldest, with 53.2" of precipitation a year and 35% of it in a single three-month stretch. That climate drives 1,769 cooling and 3,032 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Martin County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Martin County

Full Martin County cost breakdown · Every county in North Carolina

Common questions

How much does it cost to own a home in Robersonville?

A $86,000 home in Robersonville, North Carolina costs approximately $827 per month with 20% down at 6.66%. That is $442 principal and interest, $79 property tax, $31 homeowners insurance, $204 utilities and $72 set aside for maintenance.

What is the property tax rate in Robersonville?

Robersonville has an effective property tax rate of 1.097%, based on a median home value of $85,900 and median real estate taxes of $942. That is higher than the Martin County average of 1.070%.

What is the average home price in Robersonville?

The median owner-occupied home value in Robersonville, North Carolina is $85,900, against $109,900 across Martin County.

Is it cheaper to rent or buy in Robersonville?

Median gross rent in Robersonville is $814 a month, against $827 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Robersonville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for North Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology