Cost to Own
United StatesDelawareKent CountyRiverview Population 2,412 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Riverview, Delaware

A $288,000 home here costs

$2,141

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,481. The real number is $661 higher every month — 45% more than the payment most buyers budget for.

Riverview median: $287,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $230,400 borrowed $1,481
Property tax0.442% effective rate for Riverview itself $106
Homeowners insuranceDelaware averages $988/yr (NAIC), or 0.301% of home value $72
Electricity19.38¢/kWh — Delaware residential average, EIA $174
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $240
Total monthly $2,141

Riverview against Kent County and Delaware

MeasureRiverviewKent County
Median home value$287,700$290,600
Median property tax$1,271$1,331
Effective tax rate0.442%0.458%
Median gross rent$1,285
Population2,412185,043

The weather behind that power bill

Riverview sits in Kent County, which averages a high of 86.9°F in its hottest month and a low of 27.6°F in its coldest, with 47.61" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,334 cooling and 4,195 heating degree days, which is what sets the $174 electricity line above.

See the full climate breakdown for Kent County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Kent County

Full Kent County cost breakdown · Every county in Delaware

Common questions

How much does it cost to own a home in Riverview?

A $288,000 home in Riverview, Delaware costs approximately $2,141 per month with 20% down at 6.66%. That is $1,481 principal and interest, $106 property tax, $72 homeowners insurance, $242 utilities and $240 set aside for maintenance.

What is the property tax rate in Riverview?

Riverview has an effective property tax rate of 0.442%, based on a median home value of $287,700 and median real estate taxes of $1,271. That is lower than the Kent County average of 0.458%.

What is the average home price in Riverview?

The median owner-occupied home value in Riverview, Delaware is $287,700, against $290,600 across Kent County.

Is it cheaper to rent or buy in Riverview?

Rent data is not published for Riverview at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Riverview — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Delaware.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology