Cost to Own
United StatesNorth CarolinaBurke CountyRhodhiss Population 1,062 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Rhodhiss, North Carolina

A $113,000 home here costs

$987

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $581. The real number is $406 higher every month — 70% more than the payment most buyers budget for.

Rhodhiss median: $113,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $90,400 borrowed $581
Property tax0.714% effective rate for Rhodhiss itself $67
Homeowners insuranceNorth Carolina averages $1,192/yr (NAIC), or 0.435% of home value $41
Electricity15.09¢/kWh — North Carolina residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $94
Total monthly $987

Rhodhiss against Burke County and North Carolina

MeasureRhodhissBurke County
Median home value$113,400$170,500
Median property tax$810$1,191
Effective tax rate0.714%0.699%
Median gross rent$812$805
Population1,06287,863

Rhodhiss extends across 2 counties. Figures here use Burke County, where most of its housing sits.

The weather behind that power bill

Rhodhiss sits in Burke County, which averages a high of 87.7°F in its hottest month and a low of 27.9°F in its coldest, with 51.53" of precipitation a year and 27% of it in a single three-month stretch. That climate drives 1,251 cooling and 3,802 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Burke County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Burke County

Full Burke County cost breakdown · Every county in North Carolina

Common questions

How much does it cost to own a home in Rhodhiss?

A $113,000 home in Rhodhiss, North Carolina costs approximately $987 per month with 20% down at 6.66%. That is $581 principal and interest, $67 property tax, $41 homeowners insurance, $204 utilities and $94 set aside for maintenance.

What is the property tax rate in Rhodhiss?

Rhodhiss has an effective property tax rate of 0.714%, based on a median home value of $113,400 and median real estate taxes of $810. That is higher than the Burke County average of 0.699%.

What is the average home price in Rhodhiss?

The median owner-occupied home value in Rhodhiss, North Carolina is $113,400, against $170,500 across Burke County.

Is it cheaper to rent or buy in Rhodhiss?

Median gross rent in Rhodhiss is $812 a month, against $987 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Rhodhiss — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for North Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology