Total monthly cost of ownership
Cost to Own a Home in Remlap, Alabama
A $172,000 home here costs
$1,423per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $884. The real number is $539 higher every month — 61% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Remlap against Blount County and Alabama
| Measure | Remlap | Blount County |
|---|---|---|
| Median home value | $171,900 | $169,700 |
| Median property tax | $714 | $508 |
| Effective tax rate | 0.415% | 0.299% |
| Median gross rent | — | $743 |
| Population | 2,369 | 59,292 |
The weather behind that power bill
Remlap sits in Blount County, which averages a high of 90.9°F in its hottest month and a low of 32.9°F in its coldest, with 57.37" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,906 cooling and 2,862 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Blount County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Blount County
Common questions
How much does it cost to own a home in Remlap?
A $172,000 home in Remlap, Alabama costs approximately $1,423 per month with 20% down at 6.66%. That is $884 principal and interest, $59 property tax, $117 homeowners insurance, $219 utilities and $143 set aside for maintenance.
What is the property tax rate in Remlap?
Remlap has an effective property tax rate of 0.415%, based on a median home value of $171,900 and median real estate taxes of $714. That is higher than the Blount County average of 0.299%.
What is the average home price in Remlap?
The median owner-occupied home value in Remlap, Alabama is $171,900, against $169,700 across Blount County.
Is it cheaper to rent or buy in Remlap?
Rent data is not published for Remlap at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Remlap — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Alabama.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.