Cost to Own
United StatesGeorgiaTattnall CountyReidsville Population 2,541 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Reidsville, Georgia

A $109,000 home here costs

$1,002

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $560. The real number is $441 higher every month — 79% more than the payment most buyers budget for.

Reidsville median: $109,000
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $87,200 borrowed $560
Property tax1.021% effective rate for Reidsville itself $93
Homeowners insuranceGeorgia averages $1,466/yr (NAIC), or 0.521% of home value $47
Electricity15.84¢/kWh — Georgia residential average, EIA $142
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $91
Total monthly $1,002

Reidsville against Tattnall County and Georgia

MeasureReidsvilleTattnall County
Median home value$109,000$122,400
Median property tax$1,113$1,246
Effective tax rate1.021%1.018%
Median gross rent$656$660
Population2,54124,215

The weather behind that power bill

Reidsville sits in Tattnall County, which averages a high of 92.3°F in its hottest month and a low of 37.5°F in its coldest, with 49.77" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 2,351 cooling and 1,910 heating degree days, which is what sets the $142 electricity line above.

See the full climate breakdown for Tattnall County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Tattnall County

Full Tattnall County cost breakdown · Every county in Georgia

Common questions

How much does it cost to own a home in Reidsville?

A $109,000 home in Reidsville, Georgia costs approximately $1,002 per month with 20% down at 6.66%. That is $560 principal and interest, $93 property tax, $47 homeowners insurance, $210 utilities and $91 set aside for maintenance.

What is the property tax rate in Reidsville?

Reidsville has an effective property tax rate of 1.021%, based on a median home value of $109,000 and median real estate taxes of $1,113. That is in line with the Tattnall County average of 1.018%.

What is the average home price in Reidsville?

The median owner-occupied home value in Reidsville, Georgia is $109,000, against $122,400 across Tattnall County.

Is it cheaper to rent or buy in Reidsville?

Median gross rent in Reidsville is $656 a month, against $1,002 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Reidsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Georgia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology