Cost to Own
United States › Alabama › Houston County › Rehobeth Population 1,647 Data vintage ACS 2023 5-Year Rates updated 2026-10-15
The part nobody budgets Even with the mortgage fully paid off, the median home here still costs $645 a month in taxes, insurance, utilities and upkeep. See the full Houston County picture

Total monthly cost of ownership

Cost to Own a Home in Rehobeth, Alabama

A $218,000 home here costs

$1,852

per month, all in, with 20% down at today's 7.40% 30-year fixed rate. By the 28% rule that takes a household income of about $79,500 a year.

P&I 65%Tax 3%Insurance 8%Utilities 14%Upkeep 10%

A standard mortgage calculator would have told you $1,208. The real number is $645 higher every month, 53% more than the payment most buyers budget for.

Compare Houston County with anywhere in America · full county breakdown

Small-place caveat: the Census publishes these figures for Rehobeth from a five-year rolling sample, and with about 1,647 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Houston County figures are drawn from a far larger sample if you want a steadier number.

Rehobeth median: $217,900
Under 20% adds PMI
Freddie Mac PMMS
AL average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $174,400 borrowed $1,208
Property tax0.323% effective rate for Rehobeth itself $59
Homeowners insuranceAlabama averages $1,610/yr (NAIC), or 0.819% of home value $149
Electricity16.4ยข/kWh, Alabama residential average, EIA $187
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $182
Total monthly $1,852

Rehobeth against Houston County and Alabama

MeasureRehobethHouston County
Median home value$217,900$178,000
Median property tax$704$534
Effective tax rate0.323%0.300%
Median gross rent$1,034$905
Population1,647107,628

The weather behind that power bill

Rehobeth sits in Houston County, which averages a high of 93.3°F in its hottest month and a low of 39.8°F in its coldest, with 53.85" of precipitation a year and 32% of it in a single three-month stretch. That climate drives 2,686 cooling and 1,633 heating degree days, which is what sets the $187 electricity line above.

See the full climate breakdown for Houston County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Houston County

Full Houston County cost breakdown · Every county in Alabama

Talk to someone who works this market

These are Rehobeth averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Rehobeth every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Rehobeth I already own here and may sell

Common questions

How much does it cost to own a home in Rehobeth?

A $218,000 home in Rehobeth, Alabama costs approximately $1,852 per month with 20% down at 7.4%. That is $1,208 principal and interest, $59 property tax, $149 homeowners insurance, $255 utilities and $182 set aside for maintenance.

What is the property tax rate in Rehobeth?

Rehobeth has an effective property tax rate of 0.323%, based on a median home value of $217,900 and median real estate taxes of $704. That is higher than the Houston County average of 0.300%.

What is the average home price in Rehobeth?

The median owner-occupied home value in Rehobeth, Alabama is $217,900, against $178,000 across Houston County.

Is it cheaper to rent or buy in Rehobeth?

Median gross rent in Rehobeth is $1,034 a month, against $1,852 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Rehobeth?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Rehobeth, Alabama at today's rate takes a household income of roughly $79,500 a year. That covers the full $1,852 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Rehobeth, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Alabama.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology