Total monthly cost of ownership
Cost to Own a Home in Raubsville, Pennsylvania
A $338,000 home here costs
$2,751per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,738. The real number is $1,013 higher every month — 58% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Raubsville against Northampton County and Pennsylvania
| Measure | Raubsville | Northampton County |
|---|---|---|
| Median home value | $338,000 | $285,000 |
| Median property tax | $4,280 | $4,710 |
| Effective tax rate | 1.266% | 1.653% |
| Median gross rent | — | $1,335 |
| Population | 1,042 | 315,927 |
The weather behind that power bill
Raubsville sits in Northampton County, which averages a high of 86.4°F in its hottest month and a low of 21.8°F in its coldest, with 47.36" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 981 cooling and 5,293 heating degree days, which is what sets the $194 electricity line above.
See the full climate breakdown for Northampton County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Northampton County
Full Northampton County cost breakdown · Every county in Pennsylvania
Common questions
How much does it cost to own a home in Raubsville?
A $338,000 home in Raubsville, Pennsylvania costs approximately $2,751 per month with 20% down at 6.66%. That is $1,738 principal and interest, $357 property tax, $113 homeowners insurance, $262 utilities and $282 set aside for maintenance.
What is the property tax rate in Raubsville?
Raubsville has an effective property tax rate of 1.266%, based on a median home value of $338,000 and median real estate taxes of $4,280. That is lower than the Northampton County average of 1.653%.
What is the average home price in Raubsville?
The median owner-occupied home value in Raubsville, Pennsylvania is $338,000, against $285,000 across Northampton County.
Is it cheaper to rent or buy in Raubsville?
Rent data is not published for Raubsville at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Raubsville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Pennsylvania.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.