Cost to Own
United StatesWest VirginiaJefferson CountyRanson corporation Population 5,588 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Ranson corporation, West Virginia

A $221,000 home here costs

$1,777

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,136. The real number is $641 higher every month — 56% more than the payment most buyers budget for.

Ranson corporation median: $220,700
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $176,800 borrowed $1,136
Property tax0.661% effective rate for Ranson corporation itself $122
Homeowners insuranceWest Virginia averages $1,016/yr (NAIC), or 0.632% of home value $116
Electricity16.8¢/kWh — West Virginia residential average, EIA $151
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $184
Total monthly $1,777

Ranson corporation against Jefferson County and West Virginia

MeasureRanson corporationJefferson County
Median home value$220,700$324,500
Median property tax$1,459$1,796
Effective tax rate0.661%0.553%
Median gross rent$1,520$1,103
Population5,58858,546

The weather behind that power bill

Ranson corporation sits in Jefferson County, which averages a high of 86.9°F in its hottest month and a low of 23.5°F in its coldest, with 38.97" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 1,013 cooling and 4,947 heating degree days, which is what sets the $151 electricity line above.

See the full climate breakdown for Jefferson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Jefferson County

Full Jefferson County cost breakdown · Every county in West Virginia

Common questions

How much does it cost to own a home in Ranson corporation?

A $221,000 home in Ranson corporation, West Virginia costs approximately $1,777 per month with 20% down at 6.66%. That is $1,136 principal and interest, $122 property tax, $116 homeowners insurance, $219 utilities and $184 set aside for maintenance.

What is the property tax rate in Ranson corporation?

Ranson corporation has an effective property tax rate of 0.661%, based on a median home value of $220,700 and median real estate taxes of $1,459. That is higher than the Jefferson County average of 0.553%.

What is the average home price in Ranson corporation?

The median owner-occupied home value in Ranson corporation, West Virginia is $220,700, against $324,500 across Jefferson County.

Is it cheaper to rent or buy in Ranson corporation?

Median gross rent in Ranson corporation is $1,520 a month, against $1,777 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Ranson corporation — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for West Virginia.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology