Cost to Own
United StatesWisconsinDodge CountyRandolph Population 1,574 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Randolph, Wisconsin

A $156,000 home here costs

$1,481

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $802. The real number is $679 higher every month — 85% more than the payment most buyers budget for.

Randolph median: $155,900
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $124,800 borrowed $802
Property tax2.024% effective rate for Randolph itself $263
Homeowners insuranceWisconsin averages $780/yr (NAIC), or 0.309% of home value $40
Electricity19.74¢/kWh — Wisconsin residential average, EIA $177
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $130
Total monthly $1,481

Randolph against Dodge County and Wisconsin

MeasureRandolphDodge County
Median home value$155,900$218,400
Median property tax$3,156$3,395
Effective tax rate2.024%1.554%
Median gross rent$689$963
Population1,57488,818

Randolph extends across 2 counties. Figures here use Dodge County, where most of its housing sits.

The weather behind that power bill

Randolph sits in Dodge County, which averages a high of 80.2°F in its hottest month and a low of 8.6°F in its coldest, with 35.3" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 483 cooling and 7,673 heating degree days, which is what sets the $177 electricity line above.

See the full climate breakdown for Dodge County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Dodge County

Full Dodge County cost breakdown · Every county in Wisconsin

Common questions

How much does it cost to own a home in Randolph?

A $156,000 home in Randolph, Wisconsin costs approximately $1,481 per month with 20% down at 6.66%. That is $802 principal and interest, $263 property tax, $40 homeowners insurance, $245 utilities and $130 set aside for maintenance.

What is the property tax rate in Randolph?

Randolph has an effective property tax rate of 2.024%, based on a median home value of $155,900 and median real estate taxes of $3,156. That is higher than the Dodge County average of 1.554%.

What is the average home price in Randolph?

The median owner-occupied home value in Randolph, Wisconsin is $155,900, against $218,400 across Dodge County.

Is it cheaper to rent or buy in Randolph?

Median gross rent in Randolph is $689 a month, against $1,481 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Randolph — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Wisconsin.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology