Cost to Own
United StatesNorth CarolinaRandolph CountyRandleman Population 4,611 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Randleman, North Carolina

A $164,000 home here costs

$1,359

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $843. The real number is $516 higher every month — 61% more than the payment most buyers budget for.

Randleman median: $164,100
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $131,200 borrowed $843
Property tax0.850% effective rate for Randleman itself $116
Homeowners insuranceNorth Carolina averages $1,192/yr (NAIC), or 0.435% of home value $59
Electricity15.09¢/kWh — North Carolina residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $137
Total monthly $1,359

Randleman against Randolph County and North Carolina

MeasureRandlemanRandolph County
Median home value$164,100$171,600
Median property tax$1,395$1,236
Effective tax rate0.850%0.720%
Median gross rent$785$857
Population4,611145,322

The weather behind that power bill

Randleman sits in Randolph County, which averages a high of 88.3°F in its hottest month and a low of 29.4°F in its coldest, with 46.62" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,388 cooling and 3,539 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Randolph County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Randolph County

Full Randolph County cost breakdown · Every county in North Carolina

Common questions

How much does it cost to own a home in Randleman?

A $164,000 home in Randleman, North Carolina costs approximately $1,359 per month with 20% down at 6.66%. That is $843 principal and interest, $116 property tax, $59 homeowners insurance, $204 utilities and $137 set aside for maintenance.

What is the property tax rate in Randleman?

Randleman has an effective property tax rate of 0.850%, based on a median home value of $164,100 and median real estate taxes of $1,395. That is higher than the Randolph County average of 0.720%.

What is the average home price in Randleman?

The median owner-occupied home value in Randleman, North Carolina is $164,100, against $171,600 across Randolph County.

Is it cheaper to rent or buy in Randleman?

Median gross rent in Randleman is $785 a month, against $1,359 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Randleman — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for North Carolina.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology