Total monthly cost of ownership
Cost to Own a Home in Quitman, Georgia
A $126,000 home here costs
$1,115per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $648. The real number is $468 higher every month — 72% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Quitman against Brooks County and Georgia
| Measure | Quitman | Brooks County |
|---|---|---|
| Median home value | $125,500 | $118,100 |
| Median property tax | $1,165 | $1,513 |
| Effective tax rate | 0.928% | 1.281% |
| Median gross rent | $629 | $752 |
| Population | 4,046 | 16,285 |
The weather behind that power bill
Quitman sits in Brooks County, which averages a high of 92.1°F in its hottest month and a low of 38.6°F in its coldest, with 48.41" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 2,409 cooling and 1,649 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Brooks County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Brooks County
No other places of this size are published in Brooks County.
Common questions
How much does it cost to own a home in Quitman?
A $126,000 home in Quitman, Georgia costs approximately $1,115 per month with 20% down at 6.66%. That is $648 principal and interest, $97 property tax, $55 homeowners insurance, $210 utilities and $105 set aside for maintenance.
What is the property tax rate in Quitman?
Quitman has an effective property tax rate of 0.928%, based on a median home value of $125,500 and median real estate taxes of $1,165. That is lower than the Brooks County average of 1.281%.
What is the average home price in Quitman?
The median owner-occupied home value in Quitman, Georgia is $125,500, against $118,100 across Brooks County.
Is it cheaper to rent or buy in Quitman?
Median gross rent in Quitman is $629 a month, against $1,115 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Quitman — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.