Total monthly cost of ownership
Cost to Own a Home in Purdy, Missouri
A $84,000 home here costs
$781per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $432. The real number is $349 higher every month — 81% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Purdy against Barry County and Missouri
| Measure | Purdy | Barry County |
|---|---|---|
| Median home value | $84,200 | $172,900 |
| Median property tax | $533 | $988 |
| Effective tax rate | 0.633% | 0.571% |
| Median gross rent | — | $750 |
| Population | 1,308 | 34,831 |
The weather behind that power bill
Purdy sits in Barry County, which averages a high of 87.0°F in its hottest month and a low of 23.2°F in its coldest, with 47.41" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 1,212 cooling and 4,518 heating degree days, which is what sets the $123 electricity line above.
See the full climate breakdown for Barry County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Barry County
Common questions
How much does it cost to own a home in Purdy?
A $84,000 home in Purdy, Missouri costs approximately $781 per month with 20% down at 6.66%. That is $432 principal and interest, $44 property tax, $44 homeowners insurance, $191 utilities and $70 set aside for maintenance.
What is the property tax rate in Purdy?
Purdy has an effective property tax rate of 0.633%, based on a median home value of $84,200 and median real estate taxes of $533. That is higher than the Barry County average of 0.571%.
What is the average home price in Purdy?
The median owner-occupied home value in Purdy, Missouri is $84,200, against $172,900 across Barry County.
Is it cheaper to rent or buy in Purdy?
Rent data is not published for Purdy at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Purdy — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Missouri.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.