Total monthly cost of ownership
Cost to Own a Home in Presidio, Texas
A $59,000 home here costs
$728per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $303. The real number is $424 higher every month — 140% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Presidio against Presidio County and Texas
| Measure | Presidio | Presidio County |
|---|---|---|
| Median home value | $59,300 | $123,100 |
| Median property tax | $1,450 | $1,949 |
| Effective tax rate | 2.445% | 1.583% |
| Median gross rent | — | $445 |
| Population | 3,226 | 6,043 |
The weather behind that power bill
Presidio sits in Presidio County, which averages a high of 86.8°F in its hottest month and a low of 32.3°F in its coldest, with 18.98" of precipitation a year and 55% of it in a single three-month stretch. That climate drives 989 cooling and 3,068 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Presidio County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Presidio County
Common questions
How much does it cost to own a home in Presidio?
A $59,000 home in Presidio, Texas costs approximately $728 per month with 20% down at 6.66%. That is $303 principal and interest, $120 property tax, $39 homeowners insurance, $216 utilities and $49 set aside for maintenance.
What is the property tax rate in Presidio?
Presidio has an effective property tax rate of 2.445%, based on a median home value of $59,300 and median real estate taxes of $1,450. That is higher than the Presidio County average of 1.583%.
What is the average home price in Presidio?
The median owner-occupied home value in Presidio, Texas is $59,300, against $123,100 across Presidio County.
Is it cheaper to rent or buy in Presidio?
Rent data is not published for Presidio at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Presidio — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.