Cost to Own
United StatesNew JerseyBurlington CountyPresidential Lakes Estates Population 1,927 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Presidential Lakes Estates, New Jersey

A $222,000 home here costs

$2,121

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,141. The real number is $979 higher every month — 86% more than the payment most buyers budget for.

Presidential Lakes Estates median: $221,800
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $177,600 borrowed $1,141
Property tax2.502% effective rate for Presidential Lakes Estates itself $463
Homeowners insuranceNew Jersey averages $1,309/yr (NAIC), or 0.294% of home value $54
Electricity23.27¢/kWh — New Jersey residential average, EIA $209
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $185
Total monthly $2,121

Presidential Lakes Estates against Burlington County and New Jersey

MeasurePresidential Lakes EstatesBurlington County
Median home value$221,800$326,700
Median property tax$5,549$7,902
Effective tax rate2.502%2.419%
Median gross rent$1,669
Population1,927464,226

The weather behind that power bill

Presidential Lakes Estates sits in Burlington County, which averages a high of 87.0°F in its hottest month and a low of 24.6°F in its coldest, with 42.79" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 1,074 cooling and 4,880 heating degree days, which is what sets the $209 electricity line above.

See the full climate breakdown for Burlington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Burlington County

Full Burlington County cost breakdown · Every county in New Jersey

Common questions

How much does it cost to own a home in Presidential Lakes Estates?

A $222,000 home in Presidential Lakes Estates, New Jersey costs approximately $2,121 per month with 20% down at 6.66%. That is $1,141 principal and interest, $463 property tax, $54 homeowners insurance, $277 utilities and $185 set aside for maintenance.

What is the property tax rate in Presidential Lakes Estates?

Presidential Lakes Estates has an effective property tax rate of 2.502%, based on a median home value of $221,800 and median real estate taxes of $5,549. That is higher than the Burlington County average of 2.419%.

What is the average home price in Presidential Lakes Estates?

The median owner-occupied home value in Presidential Lakes Estates, New Jersey is $221,800, against $326,700 across Burlington County.

Is it cheaper to rent or buy in Presidential Lakes Estates?

Rent data is not published for Presidential Lakes Estates at this level of detail.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Presidential Lakes Estates — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for New Jersey.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology