Total monthly cost of ownership
Cost to Own a Home in Prairieville, Louisiana
A $302,000 home here costs
$2,552per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $109,500 a year.
A standard mortgage calculator would have told you $1,646. The real number is $905 higher every month, 55% more than the payment most buyers budget for.
Compare Ascension Parish with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Prairieville against Ascension Parish and Louisiana
| Measure | Prairieville | Ascension Parish |
|---|---|---|
| Median home value | $302,200 | $265,300 |
| Median property tax | $1,901 | $1,419 |
| Effective tax rate | 0.629% | 0.535% |
| Median gross rent | $1,225 | $1,283 |
| Population | 35,010 | 128,593 |
The weather behind that power bill
Prairieville sits in Ascension Parish, which averages a high of 90.8°F in its hottest month and a low of 41.7°F in its coldest, with 63.4" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,705 cooling and 1,525 heating degree days, which is what sets the $155 electricity line above.
See the full climate breakdown for Ascension Parish , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Ascension Parish
Full Ascension Parish cost breakdown · Every county in Louisiana
Talk to someone who works this market
These are Prairieville averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Prairieville every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Prairieville I already own here and may sell
Common questions
How much does it cost to own a home in Prairieville?
A $302,000 home in Prairieville, Louisiana costs approximately $2,552 per month with 20% down at 7.24%. That is $1,646 principal and interest, $158 property tax, $273 homeowners insurance, $223 utilities and $252 set aside for maintenance.
What is the property tax rate in Prairieville?
Prairieville has an effective property tax rate of 0.629%, based on a median home value of $302,200 and median real estate taxes of $1,901. That is higher than the Ascension Parish average of 0.535%.
What is the average home price in Prairieville?
The median owner-occupied home value in Prairieville, Louisiana is $302,200, against $265,300 across Ascension Parish.
Is it cheaper to rent or buy in Prairieville?
Median gross rent in Prairieville is $1,225 a month, against $2,552 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Prairieville?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Prairieville, Louisiana at today's rate takes a household income of roughly $109,500 a year. That covers the full $2,552 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Prairieville, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Louisiana.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.