Total monthly cost of ownership
Cost to Own a Home in Prairieville, Louisiana
A $302,000 home here costs
$2,430per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,553. The real number is $878 higher every month — 57% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Prairieville against Ascension Parish and Louisiana
| Measure | Prairieville | Ascension Parish |
|---|---|---|
| Median home value | $302,200 | $265,300 |
| Median property tax | $1,901 | $1,419 |
| Effective tax rate | 0.629% | 0.535% |
| Median gross rent | $1,225 | $1,283 |
| Population | 35,010 | 128,593 |
The weather behind that power bill
Prairieville sits in Ascension Parish, which averages a high of 90.8°F in its hottest month and a low of 41.7°F in its coldest, with 63.4" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 2,705 cooling and 1,525 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Ascension Parish — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Ascension Parish
Full Ascension Parish cost breakdown · Every county in Louisiana
Common questions
How much does it cost to own a home in Prairieville?
A $302,000 home in Prairieville, Louisiana costs approximately $2,430 per month with 20% down at 6.66%. That is $1,553 principal and interest, $158 property tax, $273 homeowners insurance, $195 utilities and $252 set aside for maintenance.
What is the property tax rate in Prairieville?
Prairieville has an effective property tax rate of 0.629%, based on a median home value of $302,200 and median real estate taxes of $1,901. That is higher than the Ascension Parish average of 0.535%.
What is the average home price in Prairieville?
The median owner-occupied home value in Prairieville, Louisiana is $302,200, against $265,300 across Ascension Parish.
Is it cheaper to rent or buy in Prairieville?
Median gross rent in Prairieville is $1,225 a month, against $2,430 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Prairieville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Louisiana.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.