Total monthly cost of ownership
Cost to Own a Home in Prairie du Chien, Wisconsin
A $152,000 home here costs
$1,468per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $781. The real number is $687 higher every month — 88% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Prairie du Chien against Crawford County and Wisconsin
| Measure | Prairie du Chien | Crawford County |
|---|---|---|
| Median home value | $152,100 | $175,100 |
| Median property tax | $3,305 | $2,868 |
| Effective tax rate | 2.173% | 1.638% |
| Median gross rent | $840 | $809 |
| Population | 5,471 | 16,064 |
The weather behind that power bill
Prairie du Chien sits in Crawford County, which averages a high of 83.2°F in its hottest month and a low of 7.0°F in its coldest, with 37.7" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 645 cooling and 7,333 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Crawford County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Crawford County
No other places of this size are published in Crawford County.
Full Crawford County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Prairie du Chien?
A $152,000 home in Prairie du Chien, Wisconsin costs approximately $1,468 per month with 20% down at 6.66%. That is $781 principal and interest, $275 property tax, $39 homeowners insurance, $245 utilities and $127 set aside for maintenance.
What is the property tax rate in Prairie du Chien?
Prairie du Chien has an effective property tax rate of 2.173%, based on a median home value of $152,100 and median real estate taxes of $3,305. That is higher than the Crawford County average of 1.638%.
What is the average home price in Prairie du Chien?
The median owner-occupied home value in Prairie du Chien, Wisconsin is $152,100, against $175,100 across Crawford County.
Is it cheaper to rent or buy in Prairie du Chien?
Median gross rent in Prairie du Chien is $840 a month, against $1,468 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Prairie du Chien — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.