Total monthly cost of ownership
Cost to Own a Home in Powers Lake, Wisconsin
A $286,000 home here costs
$2,409per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,470. The real number is $938 higher every month — 64% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Powers Lake against Kenosha County and Wisconsin
| Measure | Powers Lake | Kenosha County |
|---|---|---|
| Median home value | $286,400 | $247,800 |
| Median property tax | $4,577 | $4,180 |
| Effective tax rate | 1.598% | 1.687% |
| Median gross rent | — | $1,175 |
| Population | 1,378 | 168,413 |
The weather behind that power bill
Powers Lake sits in Kenosha County, which averages a high of 83.8°F in its hottest month and a low of 16.4°F in its coldest, with 31.88" of precipitation a year and 34% of it in a single three-month stretch. That climate drives 721 cooling and 6,447 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Kenosha County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Kenosha County
Full Kenosha County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Powers Lake?
A $286,000 home in Powers Lake, Wisconsin costs approximately $2,409 per month with 20% down at 6.66%. That is $1,470 principal and interest, $381 property tax, $74 homeowners insurance, $245 utilities and $238 set aside for maintenance.
What is the property tax rate in Powers Lake?
Powers Lake has an effective property tax rate of 1.598%, based on a median home value of $286,400 and median real estate taxes of $4,577. That is lower than the Kenosha County average of 1.687%.
What is the average home price in Powers Lake?
The median owner-occupied home value in Powers Lake, Wisconsin is $286,400, against $247,800 across Kenosha County.
Is it cheaper to rent or buy in Powers Lake?
Rent data is not published for Powers Lake at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Powers Lake — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.