Total monthly cost of ownership
Cost to Own a Home in Powell, Wyoming
A $265,000 home here costs
$2,029per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,362. The real number is $667 higher every month — 49% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Powell against Park County and Wyoming
| Measure | Powell | Park County |
|---|---|---|
| Median home value | $265,400 | $374,200 |
| Median property tax | $1,787 | $2,115 |
| Effective tax rate | 0.673% | 0.565% |
| Median gross rent | $856 | $933 |
| Population | 6,466 | 30,109 |
The weather behind that power bill
Powell sits in Park County, which averages a high of 82.7°F in its hottest month and a low of 17.4°F in its coldest, with 10.34" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 229 cooling and 7,510 heating degree days, which is what sets the $133 electricity line above.
See the full climate breakdown for Park County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Park County
Common questions
How much does it cost to own a home in Powell?
A $265,000 home in Powell, Wyoming costs approximately $2,029 per month with 20% down at 6.66%. That is $1,362 principal and interest, $149 property tax, $96 homeowners insurance, $201 utilities and $221 set aside for maintenance.
What is the property tax rate in Powell?
Powell has an effective property tax rate of 0.673%, based on a median home value of $265,400 and median real estate taxes of $1,787. That is higher than the Park County average of 0.565%.
What is the average home price in Powell?
The median owner-occupied home value in Powell, Wyoming is $265,400, against $374,200 across Park County.
Is it cheaper to rent or buy in Powell?
Median gross rent in Powell is $856 a month, against $2,029 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Powell — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wyoming.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.