Total monthly cost of ownership
Cost to Own a Home in Poth, Texas
A $195,000 home here costs
$1,736per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,002. The real number is $734 higher every month — 73% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Poth against Wilson County and Texas
| Measure | Poth | Wilson County |
|---|---|---|
| Median home value | $194,700 | $286,300 |
| Median property tax | $2,715 | $3,726 |
| Effective tax rate | 1.394% | 1.301% |
| Median gross rent | $1,120 | $1,069 |
| Population | 1,646 | 51,501 |
The weather behind that power bill
Poth sits in Wilson County, which averages a high of 97.6°F in its hottest month and a low of 39.0°F in its coldest, with 31.63" of precipitation a year and 31% of it in a single three-month stretch. That climate drives 3,178 cooling and 1,472 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Wilson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Wilson County
Common questions
How much does it cost to own a home in Poth?
A $195,000 home in Poth, Texas costs approximately $1,736 per month with 20% down at 6.66%. That is $1,002 principal and interest, $227 property tax, $129 homeowners insurance, $216 utilities and $163 set aside for maintenance.
What is the property tax rate in Poth?
Poth has an effective property tax rate of 1.394%, based on a median home value of $194,700 and median real estate taxes of $2,715. That is higher than the Wilson County average of 1.301%.
What is the average home price in Poth?
The median owner-occupied home value in Poth, Texas is $194,700, against $286,300 across Wilson County.
Is it cheaper to rent or buy in Poth?
Median gross rent in Poth is $1,120 a month, against $1,736 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Poth — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.