Total monthly cost of ownership
Cost to Own a Home in Pooler, Georgia
A $289,000 home here costs
$2,416per month, all in, with 20% down at today's 7.32% 30-year fixed rate. By the 28% rule that takes a household income of about $103,500 a year.
A standard mortgage calculator would have told you $1,588. The real number is $828 higher every month, 52% more than the payment most buyers budget for.
Compare Chatham County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pooler against Chatham County and Georgia
| Measure | Pooler | Chatham County |
|---|---|---|
| Median home value | $289,000 | $273,300 |
| Median property tax | $2,677 | $2,463 |
| Effective tax rate | 0.926% | 0.901% |
| Median gross rent | $1,625 | $1,382 |
| Population | 27,235 | 298,143 |
The weather behind that power bill
Pooler sits in Chatham County, which averages a high of 92.3°F in its hottest month and a low of 40.0°F in its coldest, with 48.12" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 2,596 cooling and 1,675 heating degree days, which is what sets the $171 electricity line above.
See the full climate breakdown for Chatham County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Chatham County
Full Chatham County cost breakdown · Every county in Georgia
Talk to someone who works this market
These are Pooler averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Pooler every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Pooler I already own here and may sell
Common questions
How much does it cost to own a home in Pooler?
A $289,000 home in Pooler, Georgia costs approximately $2,416 per month with 20% down at 7.32%. That is $1,588 principal and interest, $223 property tax, $125 homeowners insurance, $239 utilities and $241 set aside for maintenance.
What is the property tax rate in Pooler?
Pooler has an effective property tax rate of 0.926%, based on a median home value of $289,000 and median real estate taxes of $2,677. That is higher than the Chatham County average of 0.901%.
What is the average home price in Pooler?
The median owner-occupied home value in Pooler, Georgia is $289,000, against $273,300 across Chatham County.
Is it cheaper to rent or buy in Pooler?
Median gross rent in Pooler is $1,625 a month, against $2,416 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Pooler?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Pooler, Georgia at today's rate takes a household income of roughly $103,500 a year. That covers the full $2,416 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pooler, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Georgia.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.