Total monthly cost of ownership
Cost to Own a Home in Pomeroy, Washington
A $205,000 home here costs
$1,564per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,054. The real number is $511 higher every month — 48% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pomeroy against Garfield County and Washington
| Measure | Pomeroy | Garfield County |
|---|---|---|
| Median home value | $205,200 | $214,200 |
| Median property tax | $1,284 | $1,306 |
| Effective tax rate | 0.626% | 0.610% |
| Median gross rent | $760 | $768 |
| Population | 1,423 | 2,326 |
The weather behind that power bill
Pomeroy sits in Garfield County, which averages a high of 85.1°F in its hottest month and a low of 26.3°F in its coldest, with 17.63" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 396 cooling and 5,927 heating degree days, which is what sets the $134 electricity line above.
See the full climate breakdown for Garfield County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Garfield County
No other places of this size are published in Garfield County.
Full Garfield County cost breakdown · Every county in Washington
Common questions
How much does it cost to own a home in Pomeroy?
A $205,000 home in Pomeroy, Washington costs approximately $1,564 per month with 20% down at 6.66%. That is $1,054 principal and interest, $107 property tax, $30 homeowners insurance, $202 utilities and $171 set aside for maintenance.
What is the property tax rate in Pomeroy?
Pomeroy has an effective property tax rate of 0.626%, based on a median home value of $205,200 and median real estate taxes of $1,284. That is higher than the Garfield County average of 0.610%.
What is the average home price in Pomeroy?
The median owner-occupied home value in Pomeroy, Washington is $205,200, against $214,200 across Garfield County.
Is it cheaper to rent or buy in Pomeroy?
Median gross rent in Pomeroy is $760 a month, against $1,564 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pomeroy — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Washington.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.