Total monthly cost of ownership
Cost to Own a Home in Pleasureville, Kentucky
A $142,000 home here costs
$1,234per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $730. The real number is $504 higher every month — 69% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pleasureville against Shelby County and Kentucky
| Measure | Pleasureville | Shelby County |
|---|---|---|
| Median home value | $142,400 | $277,500 |
| Median property tax | $1,302 | $2,248 |
| Effective tax rate | 0.914% | 0.810% |
| Median gross rent | $1,543 | $998 |
| Population | 1,286 | 48,599 |
Pleasureville extends across 2 counties. Figures here use Shelby County, where most of its housing sits.
The weather behind that power bill
Pleasureville sits in Shelby County, which averages a high of 87.6°F in its hottest month and a low of 20.3°F in its coldest, with 49.82" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 976 cooling and 5,147 heating degree days, which is what sets the $135 electricity line above.
See the full climate breakdown for Shelby County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Shelby County
Full Shelby County cost breakdown · Every county in Kentucky
Common questions
How much does it cost to own a home in Pleasureville?
A $142,000 home in Pleasureville, Kentucky costs approximately $1,234 per month with 20% down at 6.66%. That is $730 principal and interest, $108 property tax, $75 homeowners insurance, $203 utilities and $118 set aside for maintenance.
What is the property tax rate in Pleasureville?
Pleasureville has an effective property tax rate of 0.914%, based on a median home value of $142,400 and median real estate taxes of $1,302. That is higher than the Shelby County average of 0.810%.
What is the average home price in Pleasureville?
The median owner-occupied home value in Pleasureville, Kentucky is $142,400, against $277,500 across Shelby County.
Is it cheaper to rent or buy in Pleasureville?
Median gross rent in Pleasureville is $1,543 a month, against $1,234 to own the median home all in. Owning costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pleasureville — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kentucky.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.