Cost to Own
United StatesKansasLinn CountyPleasanton Population 1,434 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Pleasanton, Kansas

A $109,000 home here costs

$1,080

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $560. The real number is $520 higher every month — 93% more than the payment most buyers budget for.

Pleasanton median: $109,400
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $87,200 borrowed $560
Property tax1.778% effective rate for Pleasanton itself $162
Homeowners insuranceKansas averages $1,491/yr (NAIC), or 0.7% of home value $64
Electricity15.13¢/kWh — Kansas residential average, EIA $136
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $91
Total monthly $1,080

Pleasanton against Linn County and Kansas

MeasurePleasantonLinn County
Median home value$109,400$164,500
Median property tax$1,945$1,800
Effective tax rate1.778%1.094%
Median gross rent$649$682
Population1,4349,723

The weather behind that power bill

Pleasanton sits in Linn County, which averages a high of 88.5°F in its hottest month and a low of 20.2°F in its coldest, with 41.26" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 1,355 cooling and 4,941 heating degree days, which is what sets the $136 electricity line above.

See the full climate breakdown for Linn County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Linn County

Full Linn County cost breakdown · Every county in Kansas

Common questions

How much does it cost to own a home in Pleasanton?

A $109,000 home in Pleasanton, Kansas costs approximately $1,080 per month with 20% down at 6.66%. That is $560 principal and interest, $162 property tax, $64 homeowners insurance, $204 utilities and $91 set aside for maintenance.

What is the property tax rate in Pleasanton?

Pleasanton has an effective property tax rate of 1.778%, based on a median home value of $109,400 and median real estate taxes of $1,945. That is higher than the Linn County average of 1.094%.

What is the average home price in Pleasanton?

The median owner-occupied home value in Pleasanton, Kansas is $109,400, against $164,500 across Linn County.

Is it cheaper to rent or buy in Pleasanton?

Median gross rent in Pleasanton is $649 a month, against $1,080 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Pleasanton — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Kansas.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology