Total monthly cost of ownership
Cost to Own a Home in Pleasantdale, New Jersey
A $552,000 home here costs
$4,670per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $200,000 a year.
A standard mortgage calculator would have told you $3,009. The real number is $1,660 higher every month, 55% more than the payment most buyers budget for.
Compare Essex County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Pleasantdale from a five-year rolling sample, and with about 2,293 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Essex County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pleasantdale against Essex County and New Jersey
| Measure | Pleasantdale | Essex County |
|---|---|---|
| Median home value | $551,600 | $494,400 |
| Median property tax | $10,001 | $10,001 |
| Effective tax rate | 1.813% | 2.023% |
| Median gross rent | — | $1,459 |
| Population | 2,293 | 854,130 |
The weather behind that power bill
Pleasantdale sits in Essex County, which averages a high of 85.2°F in its hottest month and a low of 22.9°F in its coldest, with 44.88" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 973 cooling and 5,272 heating degree days, which is what sets the $163 electricity line above.
See the full climate breakdown for Essex County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Essex County
Full Essex County cost breakdown · Every county in New Jersey
Talk to someone who works this market
These are Pleasantdale averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Pleasantdale every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Pleasantdale I already own here and may sell
Common questions
How much does it cost to own a home in Pleasantdale?
A $552,000 home in Pleasantdale, New Jersey costs approximately $4,670 per month with 20% down at 7.24%. That is $3,009 principal and interest, $834 property tax, $135 homeowners insurance, $231 utilities and $460 set aside for maintenance.
What is the property tax rate in Pleasantdale?
Pleasantdale has an effective property tax rate of 1.813%, based on a median home value of $551,600 and median real estate taxes of $10,001. That is lower than the Essex County average of 2.023%.
What is the average home price in Pleasantdale?
The median owner-occupied home value in Pleasantdale, New Jersey is $551,600, against $494,400 across Essex County.
Is it cheaper to rent or buy in Pleasantdale?
Rent data is not published for Pleasantdale at this level of detail.
What salary do you need to buy a home in Pleasantdale?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Pleasantdale, New Jersey at today's rate takes a household income of roughly $200,000 a year. That covers the full $4,670 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pleasantdale, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for New Jersey.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.