Total monthly cost of ownership
Cost to Own a Home in Pleasant View, Tennessee
A $363,000 home here costs
$2,798per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $120,000 a year.
A standard mortgage calculator would have told you $1,979. The real number is $819 higher every month, 41% more than the payment most buyers budget for.
Compare Cheatham County with anywhere in America · full county breakdown
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pleasant View against Cheatham County and Tennessee
| Measure | Pleasant View | Cheatham County |
|---|---|---|
| Median home value | $362,700 | $291,400 |
| Median property tax | $1,686 | $1,479 |
| Effective tax rate | 0.465% | 0.508% |
| Median gross rent | $1,602 | $1,274 |
| Population | 5,111 | 41,500 |
The weather behind that power bill
Pleasant View sits in Cheatham County, which averages a high of 87.6°F in its hottest month and a low of 26.8°F in its coldest, with 52.04" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,328 cooling and 4,037 heating degree days, which is what sets the $155 electricity line above.
See the full climate breakdown for Cheatham County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Cheatham County
Full Cheatham County cost breakdown · Every county in Tennessee
Talk to someone who works this market
These are Pleasant View averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Pleasant View every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Pleasant View I already own here and may sell
Common questions
How much does it cost to own a home in Pleasant View?
A $363,000 home in Pleasant View, Tennessee costs approximately $2,798 per month with 20% down at 7.24%. That is $1,979 principal and interest, $141 property tax, $153 homeowners insurance, $223 utilities and $303 set aside for maintenance.
What is the property tax rate in Pleasant View?
Pleasant View has an effective property tax rate of 0.465%, based on a median home value of $362,700 and median real estate taxes of $1,686. That is lower than the Cheatham County average of 0.508%.
What is the average home price in Pleasant View?
The median owner-occupied home value in Pleasant View, Tennessee is $362,700, against $291,400 across Cheatham County.
Is it cheaper to rent or buy in Pleasant View?
Median gross rent in Pleasant View is $1,602 a month, against $2,798 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Pleasant View?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Pleasant View, Tennessee at today's rate takes a household income of roughly $120,000 a year. That covers the full $2,798 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pleasant View, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Tennessee.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.