Cost to Own
United States › Pennsylvania › Allegheny County › Pleasant Hills Population 8,418 Data vintage ACS 2023 5-Year Rates updated 2026-10-29
Before you budget for Pleasant Hills FEMA rates natural hazard risk in Allegheny County Relatively High, with river flooding its highest-ranked hazard against other US counties. It shapes what insurers charge here. See what threatens homes in this county

Total monthly cost of ownership

Cost to Own a Home in Pleasant Hills, Pennsylvania

A $236,000 home here costs

$2,139

per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $91,500 a year.

P&I 60%Tax 15%Insurance 4%Utilities 11%Upkeep 9%

A standard mortgage calculator would have told you $1,287. The real number is $853 higher every month, 66% more than the payment most buyers budget for.

Compare Allegheny County with anywhere in America · full county breakdown

Pleasant Hills median: $235,500
Under 20% adds PMI
Freddie Mac PMMS
PA average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $188,800 borrowed $1,287
Property tax1.685% effective rate for Pleasant Hills itself $331
Homeowners insurancePennsylvania averages $1,014/yr (NAIC), or 0.401% of home value $79
Electricity21.77ยข/kWh, Pennsylvania residential average, EIA $178
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $197
Total monthly $2,139

Pleasant Hills against Allegheny County and Pennsylvania

MeasurePleasant HillsAllegheny County
Median home value$235,500$216,700
Median property tax$3,968$3,399
Effective tax rate1.685%1.569%
Median gross rent$1,224$1,111
Population8,4181,240,476

The weather behind that power bill

Pleasant Hills sits in Allegheny County, which averages a high of 83.0°F in its hottest month and a low of 22.3°F in its coldest, with 41.34" of precipitation a year and 30% of it in a single three-month stretch. That climate drives 826 cooling and 5,407 heating degree days, which is what sets the $178 electricity line above.

See the full climate breakdown for Allegheny County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Allegheny County

Full Allegheny County cost breakdown · Every county in Pennsylvania

Talk to someone who works this market

These are Pleasant Hills averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Pleasant Hills every week. Free, no obligation, and we never sell your details to a list.

I'm looking to buy in Pleasant Hills I already own here and may sell

Common questions

How much does it cost to own a home in Pleasant Hills?

A $236,000 home in Pleasant Hills, Pennsylvania costs approximately $2,139 per month with 20% down at 7.24%. That is $1,287 principal and interest, $331 property tax, $79 homeowners insurance, $246 utilities and $197 set aside for maintenance.

What is the property tax rate in Pleasant Hills?

Pleasant Hills has an effective property tax rate of 1.685%, based on a median home value of $235,500 and median real estate taxes of $3,968. That is higher than the Allegheny County average of 1.569%.

What is the average home price in Pleasant Hills?

The median owner-occupied home value in Pleasant Hills, Pennsylvania is $235,500, against $216,700 across Allegheny County.

Is it cheaper to rent or buy in Pleasant Hills?

Median gross rent in Pleasant Hills is $1,224 a month, against $2,139 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

What salary do you need to buy a home in Pleasant Hills?

Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Pleasant Hills, Pennsylvania at today's rate takes a household income of roughly $91,500 a year. That covers the full $2,139 monthly cost, not just the mortgage payment.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Pleasant Hills, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance, NAIC average premium for Pennsylvania.
  • Electricity price, EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate, Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology