Total monthly cost of ownership
Cost to Own a Home in Plainfield, Wisconsin
A $96,000 home here costs
$973per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $494. The real number is $479 higher every month — 97% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Plainfield against Waushara County and Wisconsin
| Measure | Plainfield | Waushara County |
|---|---|---|
| Median home value | $95,500 | $186,000 |
| Median property tax | $1,541 | $2,458 |
| Effective tax rate | 1.614% | 1.322% |
| Median gross rent | $845 | $789 |
| Population | 1,057 | 24,752 |
The weather behind that power bill
Plainfield sits in Waushara County, which averages a high of 81.5°F in its hottest month and a low of 6.9°F in its coldest, with 34.27" of precipitation a year and 39% of it in a single three-month stretch. That climate drives 502 cooling and 7,864 heating degree days, which is what sets the $177 electricity line above.
See the full climate breakdown for Waushara County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Waushara County
Full Waushara County cost breakdown · Every county in Wisconsin
Common questions
How much does it cost to own a home in Plainfield?
A $96,000 home in Plainfield, Wisconsin costs approximately $973 per month with 20% down at 6.66%. That is $494 principal and interest, $129 property tax, $25 homeowners insurance, $245 utilities and $80 set aside for maintenance.
What is the property tax rate in Plainfield?
Plainfield has an effective property tax rate of 1.614%, based on a median home value of $95,500 and median real estate taxes of $1,541. That is higher than the Waushara County average of 1.322%.
What is the average home price in Plainfield?
The median owner-occupied home value in Plainfield, Wisconsin is $95,500, against $186,000 across Waushara County.
Is it cheaper to rent or buy in Plainfield?
Median gross rent in Plainfield is $845 a month, against $973 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Plainfield — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wisconsin.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.