Total monthly cost of ownership
Cost to Own a Home in Pittsburg, Texas
A $131,000 home here costs
$1,221per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $673. The real number is $547 higher every month — 81% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pittsburg against Camp County and Texas
| Measure | Pittsburg | Camp County |
|---|---|---|
| Median home value | $130,600 | $159,900 |
| Median property tax | $1,621 | $1,703 |
| Effective tax rate | 1.241% | 1.065% |
| Median gross rent | $739 | $774 |
| Population | 4,401 | 12,652 |
The weather behind that power bill
Pittsburg sits in Camp County, which averages a high of 94.1°F in its hottest month and a low of 32.0°F in its coldest, with 48.57" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,237 cooling and 2,702 heating degree days, which is what sets the $148 electricity line above.
See the full climate breakdown for Camp County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Camp County
No other places of this size are published in Camp County.
Common questions
How much does it cost to own a home in Pittsburg?
A $131,000 home in Pittsburg, Texas costs approximately $1,221 per month with 20% down at 6.66%. That is $673 principal and interest, $135 property tax, $87 homeowners insurance, $216 utilities and $109 set aside for maintenance.
What is the property tax rate in Pittsburg?
Pittsburg has an effective property tax rate of 1.241%, based on a median home value of $130,600 and median real estate taxes of $1,621. That is higher than the Camp County average of 1.065%.
What is the average home price in Pittsburg?
The median owner-occupied home value in Pittsburg, Texas is $130,600, against $159,900 across Camp County.
Is it cheaper to rent or buy in Pittsburg?
Median gross rent in Pittsburg is $739 a month, against $1,221 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pittsburg — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Texas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.