Total monthly cost of ownership
Cost to Own a Home in Pioneer Village, Kentucky
A $233,000 home here costs
$1,976per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $84,500 a year.
A standard mortgage calculator would have told you $1,270. The real number is $706 higher every month, 56% more than the payment most buyers budget for.
Compare Bullitt County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Pioneer Village from a five-year rolling sample, and with about 2,690 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Bullitt County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pioneer Village against Bullitt County and Kentucky
| Measure | Pioneer Village | Bullitt County |
|---|---|---|
| Median home value | $233,400 | $233,700 |
| Median property tax | $2,124 | $1,994 |
| Effective tax rate | 0.910% | 0.853% |
| Median gross rent | $1,357 | $973 |
| Population | 2,690 | 83,209 |
The weather behind that power bill
Pioneer Village sits in Bullitt County, which averages a high of 87.7°F in its hottest month and a low of 26.0°F in its coldest, with 52.55" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,333 cooling and 4,128 heating degree days, which is what sets the $144 electricity line above.
See the full climate breakdown for Bullitt County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Bullitt County
Full Bullitt County cost breakdown · Every county in Kentucky
Talk to someone who works this market
These are Pioneer Village averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Pioneer Village every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Pioneer Village I already own here and may sell
Common questions
How much does it cost to own a home in Pioneer Village?
A $233,000 home in Pioneer Village, Kentucky costs approximately $1,976 per month with 20% down at 7.24%. That is $1,270 principal and interest, $177 property tax, $123 homeowners insurance, $212 utilities and $194 set aside for maintenance.
What is the property tax rate in Pioneer Village?
Pioneer Village has an effective property tax rate of 0.910%, based on a median home value of $233,400 and median real estate taxes of $2,124. That is higher than the Bullitt County average of 0.853%.
What is the average home price in Pioneer Village?
The median owner-occupied home value in Pioneer Village, Kentucky is $233,400, against $233,700 across Bullitt County.
Is it cheaper to rent or buy in Pioneer Village?
Median gross rent in Pioneer Village is $1,357 a month, against $1,976 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
What salary do you need to buy a home in Pioneer Village?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Pioneer Village, Kentucky at today's rate takes a household income of roughly $84,500 a year. That covers the full $1,976 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pioneer Village, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Kentucky.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.