Total monthly cost of ownership
Cost to Own a Home in Piney Green, North Carolina
A $220,000 home here costs
$1,699per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,131. The real number is $568 higher every month — 50% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Piney Green against Onslow County and North Carolina
| Measure | Piney Green | Onslow County |
|---|---|---|
| Median home value | $220,000 | $219,500 |
| Median property tax | $1,217 | $1,431 |
| Effective tax rate | 0.553% | 0.652% |
| Median gross rent | $1,151 | $1,198 |
| Population | 14,205 | 208,537 |
The weather behind that power bill
Piney Green sits in Onslow County, which averages a high of 89.3°F in its hottest month and a low of 35.2°F in its coldest, with 56.51" of precipitation a year and 37% of it in a single three-month stretch. That climate drives 2,022 cooling and 2,497 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Onslow County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Onslow County
Full Onslow County cost breakdown · Every county in North Carolina
Common questions
How much does it cost to own a home in Piney Green?
A $220,000 home in Piney Green, North Carolina costs approximately $1,699 per month with 20% down at 6.66%. That is $1,131 principal and interest, $101 property tax, $80 homeowners insurance, $204 utilities and $183 set aside for maintenance.
What is the property tax rate in Piney Green?
Piney Green has an effective property tax rate of 0.553%, based on a median home value of $220,000 and median real estate taxes of $1,217. That is lower than the Onslow County average of 0.652%.
What is the average home price in Piney Green?
The median owner-occupied home value in Piney Green, North Carolina is $220,000, against $219,500 across Onslow County.
Is it cheaper to rent or buy in Piney Green?
Median gross rent in Piney Green is $1,151 a month, against $1,699 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Piney Green — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for North Carolina.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.