Total monthly cost of ownership
Cost to Own a Home in Pinedale, Wyoming
A $279,000 home here costs
$2,079per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,434. The real number is $645 higher every month — 45% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pinedale against Sublette County and Wyoming
| Measure | Pinedale | Sublette County |
|---|---|---|
| Median home value | $279,300 | $350,100 |
| Median property tax | $1,323 | $1,435 |
| Effective tax rate | 0.474% | 0.410% |
| Median gross rent | $1,284 | $1,116 |
| Population | 2,022 | 8,806 |
The weather behind that power bill
Pinedale sits in Sublette County, which averages a high of 79.9°F in its hottest month and a low of 1.9°F in its coldest, with 11.87" of precipitation a year and 36% of it in a single three-month stretch. That climate drives 20 cooling and 10,018 heating degree days, which is what sets the $133 electricity line above.
See the full climate breakdown for Sublette County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Sublette County
Full Sublette County cost breakdown · Every county in Wyoming
Common questions
How much does it cost to own a home in Pinedale?
A $279,000 home in Pinedale, Wyoming costs approximately $2,079 per month with 20% down at 6.66%. That is $1,434 principal and interest, $110 property tax, $101 homeowners insurance, $201 utilities and $233 set aside for maintenance.
What is the property tax rate in Pinedale?
Pinedale has an effective property tax rate of 0.474%, based on a median home value of $279,300 and median real estate taxes of $1,323. That is higher than the Sublette County average of 0.410%.
What is the average home price in Pinedale?
The median owner-occupied home value in Pinedale, Wyoming is $279,300, against $350,100 across Sublette County.
Is it cheaper to rent or buy in Pinedale?
Median gross rent in Pinedale is $1,284 a month, against $2,079 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pinedale — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Wyoming.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.