Total monthly cost of ownership
Cost to Own a Home in Pine Level, Alabama
A $226,000 home here costs
$1,872per month, all in, with 20% down at today's 7.24% 30-year fixed rate. By the 28% rule that takes a household income of about $80,000 a year.
A standard mortgage calculator would have told you $1,232. The real number is $640 higher every month, 52% more than the payment most buyers budget for.
Compare Autauga County with anywhere in America · full county breakdown
Small-place caveat: the Census publishes these figures for Pine Level from a five-year rolling sample, and with about 4,228 residents that sample is small. The median home value here carries a much wider margin of error than a big-city figure does, so treat it as indicative rather than exact. The Autauga County figures are drawn from a far larger sample if you want a steadier number.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pine Level against Autauga County and Alabama
| Measure | Pine Level | Autauga County |
|---|---|---|
| Median home value | $225,500 | $197,900 |
| Median property tax | $507 | $564 |
| Effective tax rate | 0.225% | 0.285% |
| Median gross rent | — | $1,200 |
| Population | 4,228 | 59,285 |
The weather behind that power bill
Pine Level sits in Autauga County, which averages a high of 93.7°F in its hottest month and a low of 36.5°F in its coldest, with 51.16" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,540 cooling and 2,000 heating degree days, which is what sets the $187 electricity line above.
See the full climate breakdown for Autauga County , month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Autauga County
Full Autauga County cost breakdown · Every county in Alabama
Talk to someone who works this market
These are Pine Level averages. What one specific house costs to own, or what it would sell for today, depends on the street and the condition of the place. We will connect you with one licensed local agent who works Pine Level every week. Free, no obligation, and we never sell your details to a list.
I'm looking to buy in Pine Level I already own here and may sell
Common questions
How much does it cost to own a home in Pine Level?
A $226,000 home in Pine Level, Alabama costs approximately $1,872 per month with 20% down at 7.24%. That is $1,232 principal and interest, $42 property tax, $154 homeowners insurance, $255 utilities and $188 set aside for maintenance.
What is the property tax rate in Pine Level?
Pine Level has an effective property tax rate of 0.225%, based on a median home value of $225,500 and median real estate taxes of $507. That is lower than the Autauga County average of 0.285%.
What is the average home price in Pine Level?
The median owner-occupied home value in Pine Level, Alabama is $225,500, against $197,900 across Autauga County.
Is it cheaper to rent or buy in Pine Level?
Rent data is not published for Pine Level at this level of detail.
What salary do you need to buy a home in Pine Level?
Using the standard 28% rule, housing costs at no more than 28% of gross income, buying the median home in Pine Level, Alabama at today's rate takes a household income of roughly $80,000 a year. That covers the full $1,872 monthly cost, not just the mortgage payment.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pine Level, US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance, NAIC average premium for Alabama.
- Electricity price, EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate, Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.