Total monthly cost of ownership
Cost to Own a Home in Pine Level, Alabama
A $226,000 home here costs
$1,766per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,162. The real number is $604 higher every month — 52% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Pine Level against Autauga County and Alabama
| Measure | Pine Level | Autauga County |
|---|---|---|
| Median home value | $225,500 | $197,900 |
| Median property tax | $507 | $564 |
| Effective tax rate | 0.225% | 0.285% |
| Median gross rent | — | $1,200 |
| Population | 4,228 | 59,285 |
The weather behind that power bill
Pine Level sits in Autauga County, which averages a high of 93.7°F in its hottest month and a low of 36.5°F in its coldest, with 51.16" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 2,540 cooling and 2,000 heating degree days, which is what sets the $151 electricity line above.
See the full climate breakdown for Autauga County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Autauga County
Full Autauga County cost breakdown · Every county in Alabama
Common questions
How much does it cost to own a home in Pine Level?
A $226,000 home in Pine Level, Alabama costs approximately $1,766 per month with 20% down at 6.66%. That is $1,162 principal and interest, $42 property tax, $154 homeowners insurance, $219 utilities and $188 set aside for maintenance.
What is the property tax rate in Pine Level?
Pine Level has an effective property tax rate of 0.225%, based on a median home value of $225,500 and median real estate taxes of $507. That is lower than the Autauga County average of 0.285%.
What is the average home price in Pine Level?
The median owner-occupied home value in Pine Level, Alabama is $225,500, against $197,900 across Autauga County.
Is it cheaper to rent or buy in Pine Level?
Rent data is not published for Pine Level at this level of detail.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Pine Level — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Alabama.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.