Total monthly cost of ownership
Cost to Own a Home in Perry, Kansas
A $174,000 home here costs
$1,535per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $895. The real number is $641 higher every month — 72% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Perry against Jefferson County and Kansas
| Measure | Perry | Jefferson County |
|---|---|---|
| Median home value | $173,800 | $200,800 |
| Median property tax | $2,282 | $2,562 |
| Effective tax rate | 1.313% | 1.276% |
| Median gross rent | $803 | $844 |
| Population | 1,085 | 18,391 |
The weather behind that power bill
Perry sits in Jefferson County, which averages a high of 89.9°F in its hottest month and a low of 17.9°F in its coldest, with 38.34" of precipitation a year and 40% of it in a single three-month stretch. That climate drives 1,395 cooling and 5,193 heating degree days, which is what sets the $136 electricity line above.
See the full climate breakdown for Jefferson County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Jefferson County
Full Jefferson County cost breakdown · Every county in Kansas
Common questions
How much does it cost to own a home in Perry?
A $174,000 home in Perry, Kansas costs approximately $1,535 per month with 20% down at 6.66%. That is $895 principal and interest, $190 property tax, $101 homeowners insurance, $204 utilities and $145 set aside for maintenance.
What is the property tax rate in Perry?
Perry has an effective property tax rate of 1.313%, based on a median home value of $173,800 and median real estate taxes of $2,282. That is higher than the Jefferson County average of 1.276%.
What is the average home price in Perry?
The median owner-occupied home value in Perry, Kansas is $173,800, against $200,800 across Jefferson County.
Is it cheaper to rent or buy in Perry?
Median gross rent in Perry is $803 a month, against $1,535 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Perry — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Kansas.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.