Total monthly cost of ownership
Cost to Own a Home in Peachtree City, Georgia
A $461,000 home here costs
$3,510per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $2,370. The real number is $1,140 higher every month — 48% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Peachtree City against Fayette County and Georgia
| Measure | Peachtree City | Fayette County |
|---|---|---|
| Median home value | $461,000 | $405,600 |
| Median property tax | $4,139 | $3,168 |
| Effective tax rate | 0.898% | 0.781% |
| Median gross rent | $1,915 | $1,787 |
| Population | 38,977 | 120,689 |
The weather behind that power bill
Peachtree City sits in Fayette County, which averages a high of 91.0°F in its hottest month and a low of 34.1°F in its coldest, with 49.3" of precipitation a year and 28% of it in a single three-month stretch. That climate drives 1,945 cooling and 2,587 heating degree days, which is what sets the $142 electricity line above.
See the full climate breakdown for Fayette County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Fayette County
Full Fayette County cost breakdown · Every county in Georgia
Common questions
How much does it cost to own a home in Peachtree City?
A $461,000 home in Peachtree City, Georgia costs approximately $3,510 per month with 20% down at 6.66%. That is $2,370 principal and interest, $345 property tax, $200 homeowners insurance, $210 utilities and $384 set aside for maintenance.
What is the property tax rate in Peachtree City?
Peachtree City has an effective property tax rate of 0.898%, based on a median home value of $461,000 and median real estate taxes of $4,139. That is higher than the Fayette County average of 0.781%.
What is the average home price in Peachtree City?
The median owner-occupied home value in Peachtree City, Georgia is $461,000, against $405,600 across Fayette County.
Is it cheaper to rent or buy in Peachtree City?
Median gross rent in Peachtree City is $1,915 a month, against $3,510 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Peachtree City — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Georgia.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.