Total monthly cost of ownership
Cost to Own a Home in Park View, Iowa
A $277,000 home here costs
$2,231per month, all in — with 20% down at today's 6.66% 30-year fixed rate.
A standard mortgage calculator would have told you $1,424. The real number is $807 higher every month — 57% more than the payment most buyers budget for.
Where every dollar goes
Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.
Park View against Scott County and Iowa
| Measure | Park View | Scott County |
|---|---|---|
| Median home value | $276,500 | $212,500 |
| Median property tax | $3,115 | $3,221 |
| Effective tax rate | 1.127% | 1.516% |
| Median gross rent | $986 | $958 |
| Population | 2,861 | 174,302 |
The weather behind that power bill
Park View sits in Scott County, which averages a high of 83.8°F in its hottest month and a low of 14.0°F in its coldest, with 36.17" of precipitation a year and 38% of it in a single three-month stretch. That climate drives 879 cooling and 6,326 heating degree days, which is what sets the $127 electricity line above.
See the full climate breakdown for Scott County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.
Other cities in Scott County
Common questions
How much does it cost to own a home in Park View?
A $277,000 home in Park View, Iowa costs approximately $2,231 per month with 20% down at 6.66%. That is $1,424 principal and interest, $260 property tax, $120 homeowners insurance, $195 utilities and $231 set aside for maintenance.
What is the property tax rate in Park View?
Park View has an effective property tax rate of 1.127%, based on a median home value of $276,500 and median real estate taxes of $3,115. That is lower than the Scott County average of 1.516%.
What is the average home price in Park View?
The median owner-occupied home value in Park View, Iowa is $276,500, against $212,500 across Scott County.
Is it cheaper to rent or buy in Park View?
Median gross rent in Park View is $986 a month, against $2,231 to own the median home all in. Renting costs less month to month here, though renting builds no equity.
Sources & methodology
- Median home value, real estate taxes, gross rent and population for Park View — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
- Homeowners insurance — NAIC average premium for Iowa.
- Electricity price — EIA Electric Power Monthly Table 5.6.A.
- Mortgage rate — Freddie Mac PMMS, refreshed weekly.
- Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.