Cost to Own
United StatesMarylandWashington CountyParamount-Long Meadow Population 2,660 Data vintage ACS 2023 5-Year Rates updated 2026-07-30

Total monthly cost of ownership

Cost to Own a Home in Paramount-Long Meadow, Maryland

A $341,000 home here costs

$2,645

per month, all in — with 20% down at today's 6.66% 30-year fixed rate.

A standard mortgage calculator would have told you $1,753. The real number is $891 higher every month — 51% more than the payment most buyers budget for.

Paramount-Long Meadow median: $340,500
Under 20% adds PMI
Freddie Mac PMMS
US average household

Where every dollar goes

Only the first line is a mortgage payment. Change any assumption above and every figure below recalculates.

Principal & interest30-year fixed, $272,800 borrowed $1,753
Property tax0.909% effective rate for Paramount-Long Meadow itself $258
Homeowners insuranceMaryland averages $1,238/yr (NAIC), or 0.3% of home value $85
Electricity21.77¢/kWh — Maryland residential average, EIA $196
Water, sewer & trashUS household average $68
Maintenance reserve1% of home value per year $284
Total monthly $2,645

Paramount-Long Meadow against Washington County and Maryland

MeasureParamount-Long MeadowWashington County
Median home value$340,500$275,900
Median property tax$3,095$2,444
Effective tax rate0.909%0.886%
Median gross rent$1,421$1,100
Population2,660155,033

The weather behind that power bill

Paramount-Long Meadow sits in Washington County, which averages a high of 87.3°F in its hottest month and a low of 25.3°F in its coldest, with 35.6" of precipitation a year and 29% of it in a single three-month stretch. That climate drives 1,248 cooling and 4,716 heating degree days, which is what sets the $196 electricity line above.

See the full climate breakdown for Washington County — month by month temperatures, rainy season timing, snowfall and heating and cooling costs.

Other cities in Washington County

Full Washington County cost breakdown · Every county in Maryland

Common questions

How much does it cost to own a home in Paramount-Long Meadow?

A $341,000 home in Paramount-Long Meadow, Maryland costs approximately $2,645 per month with 20% down at 6.66%. That is $1,753 principal and interest, $258 property tax, $85 homeowners insurance, $264 utilities and $284 set aside for maintenance.

What is the property tax rate in Paramount-Long Meadow?

Paramount-Long Meadow has an effective property tax rate of 0.909%, based on a median home value of $340,500 and median real estate taxes of $3,095. That is higher than the Washington County average of 0.886%.

What is the average home price in Paramount-Long Meadow?

The median owner-occupied home value in Paramount-Long Meadow, Maryland is $340,500, against $275,900 across Washington County.

Is it cheaper to rent or buy in Paramount-Long Meadow?

Median gross rent in Paramount-Long Meadow is $1,421 a month, against $2,645 to own the median home all in. Renting costs less month to month here, though renting builds no equity.

Sources & methodology

  • Median home value, real estate taxes, gross rent and population for Paramount-Long Meadow — US Census Bureau, American Community Survey ACS 2023 5-Year, place-level tables.
  • Homeowners insurance — NAIC average premium for Maryland.
  • Electricity price — EIA Electric Power Monthly Table 5.6.A.
  • Mortgage rate — Freddie Mac PMMS, refreshed weekly.
  • Maintenance (1%/yr) and water and sewer ($68/mo) are national estimates. Every assumption above is editable.

Full methodology